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Search: Posts Made By: bdschobel
Forum: General Actuarial 04-25-2020, 07:09 AM
Replies: 17
Views: 1,844
Posted By bdschobel
No, I got something of value! :) Bruce

No, I got something of value! :)

Bruce
Forum: Pension - Social Security 04-23-2020, 03:40 PM
Replies: 1,486
Views: 325,180
Posted By bdschobel
Same old, same old. Does not reflect effects of...

Same old, same old. Does not reflect effects of coronavirus.

The 2019 and 2020 Trustees Reports are really almost identical. Just wait until 2021!!! :(

Bruce
Forum: Non-Actuarial Topics 04-20-2020, 01:35 PM
Replies: 22
Views: 645
Posted By bdschobel
My son is paying their nanny -- a lot! -- while...

My son is paying their nanny -- a lot! -- while he and his family, including both little children, have been in Florida with me since March 15. That seems exceedingly generous, but it's not my money....
Forum: Non-Actuarial Topics 04-20-2020, 08:43 AM
Replies: 22
Views: 645
Posted By bdschobel
I have no problem letting my pool guy and...

I have no problem letting my pool guy and landscapers show up and do their jobs. I happily accept packages from UPS. But I don't let outsiders into my house.

Bruce
Forum: Financial Mathematics 04-20-2020, 08:38 AM
Replies: 4
Views: 240
Posted By bdschobel
I agree with the previous answers. The "real"...

I agree with the previous answers. The "real" rate of interest, after accounting for taxes and inflation, is:

(1+0.12*.7)/1.05-1=3.238095%

Bruce
Forum: Pension - Social Security 04-19-2020, 11:13 AM
Replies: 1,486
Views: 325,180
Posted By bdschobel
Alternatively, just deem the 2020 national...

Alternatively, just deem the 2020 national average wage to be some reasonable figure, like $55,000. The problem disappears. By the way, the same thing happened in 2009 (affecting retirees born in...
Forum: Careers - Employment 04-15-2020, 09:19 AM
Replies: 11
Views: 1,718
Posted By bdschobel
Sure, I can elaborate, but some of what I say is...

Sure, I can elaborate, but some of what I say is necessarily speculative, not being a mind-reader.

Dwight had been chief actuary of Monumental Life Insurance Company in Baltimore, where SSA's...
Forum: Non-Actuarial Topics 04-11-2020, 09:17 AM
Replies: 28
Views: 810
Posted By bdschobel
Full chrome dome. I did it several years ago and...

Full chrome dome. I did it several years ago and never looked back. Easiest hair care ever! I shave it every 5 days or so.

Bruce
Forum: General Actuarial 04-08-2020, 10:33 AM
Replies: 17
Views: 1,844
Posted By bdschobel
Lots and lots and lots of people have resigned...

Lots and lots and lots of people have resigned from the AAA.

Bruce
Forum: General Actuarial 04-08-2020, 10:33 AM
Replies: 17
Views: 1,844
Posted By bdschobel
I pay a heavily discounted rate as a retiree...

I pay a heavily discounted rate as a retiree ($115, as I recall), but even that is too much. I get nothing for it. Not sure why I continue to pay.

Bruce
Forum: TV Shows, Movies, Books, etc 04-06-2020, 10:11 AM
Replies: 15,004
Views: 783,055
Posted By bdschobel
Walking Dead has completely lost its way. The...

Walking Dead has completely lost its way. The show is just silly now. But I'm still watching.

Bruce
Forum: TV Shows, Movies, Books, etc 04-03-2020, 11:53 AM
Replies: 15,004
Views: 783,055
Posted By bdschobel
Yeah, it's pretty silly. Bruce

Yeah, it's pretty silly.

Bruce
Forum: TV Shows, Movies, Books, etc 04-02-2020, 12:39 PM
Replies: 15,004
Views: 783,055
Posted By bdschobel
Charleston, WV. Bruce

Charleston, WV.

Bruce
Forum: Non-Actuarial Topics 03-25-2020, 04:24 PM
Replies: 616
Views: 20,948
Posted By bdschobel
I'm moderately anxious only because of my age...

I'm moderately anxious only because of my age (68). I'm also very glad that my Manhattan son and his family are here in Florida, rather than at home. They may stay quite a while.

Bruce
Forum: TV Shows, Movies, Books, etc 03-23-2020, 01:18 PM
Replies: 534
Views: 36,719
Posted By bdschobel
Apparently so. Warworld isn't real. Bruce

Apparently so. Warworld isn't real.

Bruce
Forum: Pension - Social Security 03-20-2020, 09:58 PM
Replies: 21
Views: 2,580
Posted By bdschobel
And that's far and away the most common situation...

And that's far and away the most common situation today. Only 7% of married couples have sufficiently disparate incomes to allow for any spousal benefit to be paid while both are alive.

Bruce
Forum: Non-Actuarial Topics 03-17-2020, 05:18 PM
Replies: 42
Views: 1,203
Posted By bdschobel
Orange County (FL) Public Libraries just closed...

Orange County (FL) Public Libraries just closed until further notice. And, of course, the big theme parks are totally shut down, even the free restaurant areas. It's far from "normal" here, but I'm...
Forum: Non-Actuarial Topics 03-17-2020, 02:31 PM
Replies: 42
Views: 1,203
Posted By bdschobel
Will do. Bruce

Will do.

Bruce
Forum: Pension - Social Security 03-17-2020, 02:29 PM
Replies: 21
Views: 2,580
Posted By bdschobel
Correct. You can have an unlimited number of...

Correct. You can have an unlimited number of eligible ex-spouses, provided that each marriage lasted at least 10 years. Only the current spouse's benefit counts against the maximum family benefit....
Forum: Non-Actuarial Topics 03-17-2020, 10:57 AM
Replies: 42
Views: 1,203
Posted By bdschobel
Yes, did that. My refrigerator and freezer in the...

Yes, did that. My refrigerator and freezer in the garage are both filled to overflowing. Bought $800 in groceries over the past 3 days.

Bruce
Forum: Non-Actuarial Topics 03-17-2020, 10:10 AM
Replies: 42
Views: 1,203
Posted By bdschobel
I'm an "old" person (68) living in Orange County,...

I'm an "old" person (68) living in Orange County, FL. The county has a population of roughly a million people and, so far, four reported cases of coronavirus (according to today's Orlando Sentinel)....
Forum: Pension - Social Security 03-15-2020, 09:19 AM
Replies: 21
Views: 2,580
Posted By bdschobel
Except in cases of divorce, which doesn't seem to...

Except in cases of divorce, which doesn't seem to be under consideration here, no spousal benefit can be paid until the "other" spouse (the one on whose earnings record the spousal benefit would be...
Forum: Pension - Social Security 03-11-2020, 04:08 PM
Replies: 21
Views: 2,580
Posted By bdschobel
Read my article, linked above. Simple...

Read my article, linked above.

Simple answer to first part: Yes, older spouse can claim at 62 and get reduced benefit. Later (explained below), he can get an additional amount based on half the...
Forum: Pension - Social Security 03-11-2020, 01:47 PM
Replies: 21
Views: 2,580
Posted By bdschobel
That's correct. Delayed-retirement increments can...

That's correct. Delayed-retirement increments can be earned by workers and inherited by surviving spouses (and ex-spouses if the marriage lasted at least 10 years), but living spouses cannot earn...
Forum: Non-Actuarial Topics 03-10-2020, 07:37 PM
Replies: 1,764
Views: 158,345
Posted By bdschobel
Me, neither. That was hard! Bruce

Me, neither. That was hard!

Bruce
Showing results 1 to 25 of 300

 

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