Actuarial Outpost
 
Go Back   Actuarial Outpost > Actuarial Discussion Forum > Property - Casualty / General Insurance
FlashChat Actuarial Discussion Preliminary Exams CAS/SOA Exams Cyberchat Around the World Suggestions



Reply
 
Thread Tools Search this Thread Display Modes
  #1  
Old 03-31-2020, 03:59 PM
ActuarialHero's Avatar
ActuarialHero ActuarialHero is offline
Member
CAS
 
Join Date: Jan 2012
Favorite beer: Surley Xtra-Citra IPA
Posts: 70
Default Industry Earned House Years Data Source

Some of the reports from the NAIC include house-year exposure data. For example, Table 1 on page 17 of this report: https://www.naic.org/prod_serv/HMR-ZU-19.pdf

Does anyone know where the underlying exposure data is from? I don't recall exposures appearing in the NAIC Annual Statement, but I don't have much experience in that area.

Thanks!
Reply With Quote
  #2  
Old 03-31-2020, 07:04 PM
iwakura42's Avatar
iwakura42 iwakura42 is offline
Member
CAS
 
Join Date: Feb 2004
Location: Hollywood
Favorite beer: Hazy LA IPA
Posts: 240
Default

Sounds like statistical agents:

Quote:
•Data for all states, except Texas and California, were provided by the American Association of Insurance Services; ISO Data, Inc.; the National Independent Statistical Service; Independent Statistical Service, Inc. (ISS); and the Mutual Service Office (MSO).

•Texas data were obtained from the Texas Department of Insurance. Historically, the Texas department developed its own home insurance policy forms that are similar, but not identical, to homeowners policy forms countrywide. Although, starting in 2002, insurers were permitted to file their own independent forms, some companies continue to use the forms previously promulgated by the department.

•California data were provided by the California Department of Insurance. The state began collecting homeowners data in 1998, starting with the 1996 data year.

Last edited by iwakura42; 03-31-2020 at 07:04 PM.. Reason: formatting
Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off


All times are GMT -4. The time now is 05:33 AM.


Powered by vBulletin®
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
*PLEASE NOTE: Posts are not checked for accuracy, and do not
represent the views of the Actuarial Outpost or its sponsors.
Page generated in 0.25348 seconds with 9 queries