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  #11  
Old 11-22-2019, 11:26 PM
Colymbosathon ecplecticos's Avatar
Colymbosathon ecplecticos Colymbosathon ecplecticos is offline
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Originally Posted by The_Polymath View Post
This is done on purpose. Not just to discourage fraud, but to discourage people in general when it comes to making a claim.
That's why you should look for mutual insurers; they tend to be generous for first-party claims.
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Old 11-22-2019, 11:29 PM
The_Polymath The_Polymath is offline
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That's why you should look for mutual insurers; they tend to be generous for first-party claims.
I used to work for a mutual, and I would agree with this. Having said that though, their premiums tend to also be a lot higher.
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Old 11-23-2019, 10:42 PM
nonlnear nonlnear is offline
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On the flip side, when i had a backpack full of clothes stolen from my car, Allstate asked so many "clarifying questions" (original price and date purchased of every pair of socks, for instance) that I gave up on the claim in frustration. I assume they patted themselves on the back for preventing fraud. But I've been bitter about it and badmouthing them ever since.
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